Quick Links
LegalGUARD
The American Bar Association indicates that half of all consumers who need a lawyer do not seek legal help partly because they don't know how to find a good attorney. When it comes to our identity, most of us are very careful to insure our homes, cars, and businesses against unexpected disaster. However, in today's world we realize the need to exercise extra vigilance over our personal information. On-line and off, it's critical to have the best protection for your personal identity, privacy and credit.
- If you enroll for coverage during your initial enrollment period, coverage will be effective on the first day of the month following 30 days of employment.
- If you do not enroll for coverage during your initial enrollment period, you may enroll for coverage during the next Annual Enrollment period. This plan does not permit mid-year enrollments or changes.
Protect your family's future with LegalGUARD
Being a LegalGUARD member helps you save time and costly legal fees. But most importantly, it gives you confidence and provides coverage for many legal services, including:
- Home: Buying, selling and refinancing for your primary residence and vacation or investment home
- Auto and Traffic: Traffic ticket, license suspensions (administrative proceedings), first-time vehicle buyer, vehicle repair and lemon law litigation
- Financial: Debt, bankruptcy, and tax audit
- Family: Divorce, name change, adoptions
- Estate Planning: Wills, living will, living trust document
With a LegalGUARD plan, you get:
- Access to a national network of attorneys with exceptional experience and expertise that are specifically matched to meet your needs
- Concierge help navigating common individual or family legal issues
- Up to 10 hours of financial counseling per year
InfoArmor
InfoArmor offers industry-leading employee identity protection. Members have 24/7 access to a personal online dashboard to update, or change identity information and solicitation reduction opt outs, and access the Identity tool. Plan features include:
- Identity Monitoring: InfoArmor monitor identities to uncover identity fraud at its inception. More fraud is detected sooner, including unauthorized account access, fund transfers and password resets
- Internet Surveillance: By scouring an ever-evolving network of compromised machines, this service detects information misuse in the Underground Internet and alerts consumers with unparalleled accuracy
- Digital Identity: This interactive, easy-to-read report summarizes what a real-time deep Internet search finds out about a subscriber, offers a Privacy Grade and tips to better secure personal information.
- WalletArmor: This secure, online document repository makes lost wallet replacement quick and easy
- Privacy Advocate Remediation: Privacy Advocates are CITRMS® Certified and ITRC Trained to be experts in identity restoration. If suspicious activity is detected, a Privacy Advocate will act as a dedicated case manager to act on behalf of the victim and resolve the issue from start to case completion
- Identity Theft Insurance Policy: Members are insured from financial damages of identity theft with an Identity Theft $25,000 Insurance Policy for associated costs, legal defense expenses, and lost wages
- Solicitation Reduction: InfoArmor reduces the root cause of up to 20% of identity theft
- IdentityMD: Whether it is learning about ID theft, setting fraud alerts, or restoring an identity, IdentityMD is designed to offer interactive, step-by-step assistance
Your Cost
You pay the entire cost of legal and identity theft coverage. Refer to the section titled Employee Contributions for the applicable cost.
You can select from the following options:
- Option 1 - LegalGUARD (Legal plan)
- Option 2 - InfoArmor (Identity theft plan)
- Option 3 - LegalGUARD and InfoArmor (Legal and Identity Theft plans)
LegalGUARD and InfoArmor
888.416.4313
https://www.legaleaseplan.com/med3000
LegalGUARD legal insurance is underwritten by Nationwide Mutual Insurance Company and administered by LegalEASE. MED3OOO is not the plan sponsor or the plan fiduciary. As a result, this program is not covered by the Employee Retirement Income Security Act of 1974, as amended (ERISA). All administration of this program is performed by LegalEASE.